Wise

The Wise connector lets your AI agent manage your Wise account directly: check balances, monitor exchange rates, manage recipients, and track transfers.

Credentials

All data is protected on the server with AES-256-GCM encryption.

The API token gives you balances, exchange rates, recipients and the full transaction history including incoming items (get_wise_activities). No signing key is needed for any of that.

API token

Only if your Wise account is registered in one of these six countries: United States, Canada, Australia, New Zealand, Singapore, Malaysia

On an EEA account this key does not unlock statements, so feel free to leave this field empty. You still get the full transaction history including incoming items, with no signing key (get_wise_activities), and an official, formal statement document can be downloaded from Wise's own web or mobile app; over the API that needs a Wise partner agreement, which is outside this connector. We measured this: on an EEA (Hungarian) business account Wise rejects the statement request even when the signature is formally correct and the public key registered at Wise provably matches the private key stored on our side. The country list above comes from Wise documentation; we have no account there, so we could not measure it ourselves.

SCA private key (statements only) optional

If your account is registered in one of the six countries above, here is how to set it up. Wise gates those behind strong customer authentication (PSD2), so the request has to be signed. The key pair is generated in your browser: the private key is never created on our side, and it is not logged. On save it goes to our server encrypted, so we can sign the statement requests on your behalf, and it is stored as protected as your other credentials. Wise asks for the public half as a FILE, not pasted: download it with the „Download as .pem file” button, then go to Wise → Settings → API tokens → Manage public keys and drag in or pick the downloaded wise-public-key.pem. In the „Name or description” field you can put any recognisable name. The upload asks for two-factor authentication, and at most 5 public keys can be stored. If the menu has been rearranged since, search for "public keys" in Settings. Uploading the key is possible on business accounts; on personal accounts Wise has withdrawn API request signing, so the button is inactive there. Statement fetching needs a signed request, and the signature is only accepted if the public key registered at Wise is the PAIR of the private key saved here. If you press generate again, the previous pair stops being valid: save the new private key here, upload the new public half to Wise, and remove the old one there. If the two are not a pair, the statement request is rejected.

Cancel

Write operations

Decide whether your assistant can only read, or also make changes through this connector.

Money-moving operations

This connector can move money (creating and approving transfers). That is why it is off by default. Only turn it on if you consciously want your assistant to perform such operations.

Enable write tools

Read tools (lists, queries) are always available. When enabled, write tools (create, update, delete, transfer) become available too. Transactional calls are logged for 90 days.

Affected write tools (6)

create_quote: Create a quote for a money transfer. Specify either source or target amount. Returns exchange rate, fees, and delivery estimate.
create_recipient: Create a new recipient account. Use get_account_requirements first to know which fields are needed.
delete_recipient: Delete (deactivate) a recipient account.
create_transfer: Create a new transfer. Requires a quote ID and recipient account ID.
fund_transfer: Fund a transfer from your Wise balance.
cancel_transfer: Cancel a transfer (only possible if not yet completed).

Available tools (22)

These are the tools your assistant can invoke on this connector, in plain language.

read-only

Query (16)

These tools only read: they fetch data and never change anything.

list_balances
List all balance accounts for a profile. Returns currency balances with available amounts.
claude >Show my balances
get_balance
Get a specific balance account by ID.
claude >Show my EUR balance details
get_exchange_rate
Get the current exchange rate between two currencies.
claude >What is the EUR/HUF rate?
get_exchange_rate_history
Get historical exchange rates between two currencies over a time period.
claude >EUR/HUF rate for the last 30 days
get_quote
Get an existing quote by ID.
claude >Show quote #12345
get_temporary_quote
Get a temporary quote to check rates and fees without creating one.
claude >How much would 1000 EUR cost in HUF?
list_recipients
List all recipient accounts for a profile, optionally filtered by currency.
claude >List my EUR recipients
get_recipient
Get a specific recipient account by ID.
claude >Show recipient #789
get_wise_activities
Full transaction history including incoming payments, outgoing transfers, card payments, conversions and fees. Works on any account with a plain API token, no strong customer authentication needed.
claude >Show every incoming payment this month
get_balance_statement
Formal balance statement for a date range. Wise gates this behind strong customer authentication and, per Wise documentation, limits it to accounts registered in the US, Canada, Australia, New Zealand, Singapore and Malaysia. We measured it being rejected on an EEA business account even with a correctly paired signing key.
claude >Statement for my EUR balance for July
list_transfers
List transfers for a profile with optional filters.
claude >Show my recent transfers
get_transfer
Get a specific transfer by ID.
claude >Show transfer #456
list_profiles
List all profiles (personal and business) associated with your Wise account.
claude >List my Wise profiles
get_profile
Get a specific profile by ID.
claude >Show my business profile
get_account_requirements
Get the required fields for creating a recipient in a specific currency route. Returns field definitions with validation rules.
claude >What fields are needed for a GBP recipient?
get_delivery_estimate
Get the estimated delivery date for a transfer.
claude >When will transfer #456 arrive?

write

Actions (6)

These tools create or modify data. Query tools are always available; write tools can be toggled in the connector settings.

create_quote
Create a quote for a money transfer. Specify either source or target amount. Returns exchange rate, fees, and delivery estimate.
claude >Create a quote for 1000 EUR to HUF
create_recipient
Create a new recipient account. Use get_account_requirements first to know which fields are needed.
claude >Add a new EUR recipient
delete_recipient
Delete (deactivate) a recipient account.
claude >Remove recipient #789
create_transfer
Create a new transfer. Requires a quote ID and recipient account ID.
claude >Create a transfer using quote #123 to recipient #789
fund_transfer
Fund a transfer from your Wise balance.
claude >Fund transfer #456 from my balance
cancel_transfer
Cancel a transfer (only possible if not yet completed).
claude >Cancel transfer #456

What is it for?

Wise is one of the world's leading international money transfer platforms. The connector integrates via the Wise Personal API: reading balances, querying rates, managing recipients, returning transaction history (including incoming items), and tracking transfers. Transactional tools (creating and funding transfers) can be enabled separately in the security settings. One thing worth knowing up front: a formal account statement is not available for every account. We measured end to end that on an EEA (Hungarian) business account Wise rejects the statement request even when the signature is formally correct and the public key registered at Wise provably matches the private key stored on our side; per Wise's documentation that API is available to accounts registered in the United States, Canada, Australia, New Zealand, Singapore and Malaysia. Transaction history, however, works on any account without a signing key, and an official statement document can be downloaded from Wise's own interface.

wise.com

For developers

A raw MCP call through the endpoint. Your assistant does not need this: a sentence from Available tools is enough for it.

MCP call example

{
  "connector": "wise",
  "action": "...",
  "params": { ... }
}

You can find the MCP endpoint URL on the API keys page.

Documentation

Wise official docs

Having trouble? Email us at support@connectors.hu.