Balance checks, exchange rates, and transfer management through your AI agent
Wise is one of the world's leading international money transfer platforms. The connector integrates via the Wise Personal API: reading balances, querying rates, managing recipients, returning transaction history (including incoming items), and tracking transfers. Transactional tools (creating and funding transfers) can be enabled separately in the security settings. One thing worth knowing up front: a formal account statement is not available for every account. We measured end to end that on an EEA (Hungarian) business account Wise rejects the statement request even when the signature is formally correct and the public key registered at Wise provably matches the private key stored on our side; per Wise's documentation that API is available to accounts registered in the United States, Canada, Australia, New Zealand, Singapore and Malaysia. Transaction history, however, works on any account without a signing key, and an official statement document can be downloaded from Wise's own interface.
Screenshot of the Wise interface
No coding, no API docs. Just plain English.
"What's my balance in each currency?" Instant overview with HUF conversion.
"How has EUR/HUF changed in the past 30 days?" With historical data and trend indication.
Get a quote for a transfer (amount, fee, estimated delivery) and review before finalizing.
List partner bank accounts, add new recipients, remove old ones, in plain language.
Every tool can be invoked in natural language through your AI assistant.
These tools only read: they fetch data and never change anything.
list_balancesList all balance accounts for a profile. Returns currency balances with available amounts.
get_balanceGet a specific balance account by ID.
get_exchange_rateGet the current exchange rate between two currencies.
get_exchange_rate_historyGet historical exchange rates between two currencies over a time period.
get_quoteGet an existing quote by ID.
get_temporary_quoteGet a temporary quote to check rates and fees without creating one.
list_recipientsList all recipient accounts for a profile, optionally filtered by currency.
get_recipientGet a specific recipient account by ID.
get_wise_activitiesFull transaction history including incoming payments, outgoing transfers, card payments, conversions and fees. Works on any account with a plain API token, no strong customer authentication needed.
get_balance_statementFormal balance statement for a date range. Wise gates this behind strong customer authentication and, per Wise documentation, limits it to accounts registered in the US, Canada, Australia, New Zealand, Singapore and Malaysia. We measured it being rejected on an EEA business account even with a correctly paired signing key.
list_transfersList transfers for a profile with optional filters.
get_transferGet a specific transfer by ID.
list_profilesList all profiles (personal and business) associated with your Wise account.
get_profileGet a specific profile by ID.
get_account_requirementsGet the required fields for creating a recipient in a specific currency route. Returns field definitions with validation rules.
get_delivery_estimateGet the estimated delivery date for a transfer.
These tools create or modify data. Query tools are always available; write tools can be toggled in the connector settings.
create_quoteCreate a quote for a money transfer. Specify either source or target amount. Returns exchange rate, fees, and delivery estimate.
create_recipientCreate a new recipient account. Use get_account_requirements first to know which fields are needed.
delete_recipientDelete (deactivate) a recipient account.
create_transferCreate a new transfer. Requires a quote ID and recipient account ID.
fund_transferFund a transfer from your Wise balance.
cancel_transferCancel a transfer (only possible if not yet completed).
Copy any of these commands into your AI assistant:
Add your Wise credentials, copy the MCP URL, and your AI agent can query your data instantly.
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